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I opened the newspaper this morning—the St. Pete Times—to an article which says it all really. “Families wages outpaced by inflation”. No surprise there. But what I read tells the whole story. Evidently food prices experienced the biggest drop in decades—since 1961 to be exact. And yet energy prices rose 18.2%. So, we all know what that translates to.

When I thought about that and realized how many people I know, even if just as acquaintances, that are struggling to stay in their homes and make ends meet, it only served to reinforce my belief that we have to make our own way. Are jobs dependable and secure? Absolutely not. I met a woman the other day who had worked for a major credit card company for 13 years in a top level capacity that was layed off without any notice. She was a top earner for the company and it knocked the wind out of her sales, to say the least, when it came. Scary. No, horrifying, really.

So when we talk about the financial situation in the world today, we realize we made a smart decision and made that decision at the right time. We purchased a Wealth, Finance and Personal development product that changed our lives—literally. I don’t want to mislead you. We weren ‘t living hand-to-mouth like a large number of people are. We were both employed and had been for decades. We could still do things and even pay for our daughter’s college. So how was it a smart purchase? We realized that for all of our working lives, we’d been missing the boat on tax deductions, we were able to have zero balances on our credit cards now and we were able to SAVE. That’s right, save. And immediately I lost that feat that resided permanently in the back of my mind about having to be the person that handed out carts at Walmart when I’m 75 because I had no way to save for retirement. We also viewed our lives in a completely different way.

We spend time daily being grateful for what we have and what we are going to have. Absolutely going to have. Hands down. We’ve set goals and with this decision to make this program a permanent part of our lives through running a business selling it, we WILL attain every one of those goals.

I can’t even explain the feeling that gives a person. It’s a combination of security, happiness and a new day every day that offers the chance to change people’s lives while changing our own. And if anyone can say they have that, then they shouldn’t stop what they are doing. But if they can’t, they owe it to themselves and their family to change their situation. It’s as simple as a decision to do it.

I turned the page after reading that article knowing that it didn’t matter about inflation. I can’t stop that. I can, however, change how that effects us. And I am doing that daily.